Fact find, documents, existing cover, needs analysis, research, pre‑assessments, recommendations and the advice document, in one system that carries the work forward. AI does the reading and the drafting. You check and own every bit of it.
Most of the time in a risk case is not advice. It is moving the same facts between systems that were never built to talk.
The client is entered into the CRM, a spreadsheet, a quoting tool and then an insurer portal.
Entered once. Every later step reads the case rather than asking you to type it again.
A fact find document built for holistic advice, often a Word file that gets printed, filled in and then retyped, asking for everything except what a risk case needs.
A short Client Profile built for risk, sent as a secure link, or pre‑filled for the client to simply confirm.
Policy schedules read by hand, then keyed in. Super held cover and linked TPD spotted if you are paying attention.
Schedules and annual statements are read for you, down to the TPD definition, the waiting periods and the super fund and balance. Super‑linked cover is flagged rather than discovered late.
Research and quoting run off to the side, then premiums recreated in a planning tool that quietly do not match the insurer's own quote.
Research and quotes come straight into the case, integrated through your own LifeRisk Online subscription, or bring your own research reports in if you would rather. Either way it lands in one place, with less re‑keying and less rework.
Strategy documents, before and after tables and like for likes rebuilt by hand for every client.
Streamlined strategy and snapshot documents that carry the pre‑advice conversation, built from the recommendations you have already approved and reviewed before they go out. Super impact sits beside them, showing what funding premiums from super costs over a period you nominate.
Nothing is entered twice, and nothing waits on you to move it across. Where another system already holds the information, it comes in rather than being typed.
And a lot of smaller things sit around it, all drawing on the same case rather than a second copy of it. That is what makes it a companion rather than another system to feed.
Seven stages, one card per client, and a card only ever sits in one of them. Open it in the morning and the question you were going to ask the team is already answered. Board or list, whichever way you think.
Nothing has to be dragged about to keep it true. A card moves because the work moved, and the checklist for that stage says who does what next.
Short clips of the parts advisers ask about first.
Send a link, or send it pre‑filled. A short profile built for risk advice, or a reverse fact find already populated from what you hold, so the client confirms rather than starts again. It is the same trick that makes reviews quick: an existing client gets back what you already hold, and only has to tell you what has changed.
Upload it, do not transcribe it. A schedule or annual statement gives up every policy and cover, the sums insured and premiums, the TPD definition, the waiting and benefit periods, and the super fund and balance where they are on it. Meeting transcripts and file notes are read too, so the file note comes out of the meeting rather than costing you most of an hour.
Quote from the client you have already built. Run it integrated through your own LifeRisk Online subscription, or bring your own research in instead. Nothing here locks you to one source. Either way the client and cover carry across, so the number in the advice is the number on the application.
The document is built from work you have already done. The recommendations you recorded become the advice document, rather than being written out a second time. While your team comes up to speed, we produce and audit the SoAs with you rather than handing you a blank page.
Follow David and Mia, a fictional couple, from the first meeting through to the Statement of Advice. Take the short tour, jump straight to the part you care about, or just look around. Nothing to fill in, and no login.
Statements of Advice built through the system, across a broad range of advice situations, from the straightforward to the genuinely complicated. Vetted and compliance reviewed along the way.
The time it takes to onboard and prepare a new client, better than halved.
To produce the snapshot and strategy discussion documents that might otherwise take an hour or more to prepare.
Real advisers, real cases, real results. These are not projections from software being built in a lab, they come from advisers doing the work.
Stored in Sydney, processed in Sydney. Any AI runs through enterprise, non‑trained services, also in Australia.
Each practice has its own tenancy, with multi‑factor authentication and named logins, so nobody shares a password.
Links verify identity and expire, instead of a form sitting in an inbox behind a date of birth.
The case is checked before the advice document is built, and tells you what is missing or does not reconcile. Nothing reaches the SoA until it is ready.
Everything read or drafted is put in front of you to confirm. Edits are logged and client confirmations are stamped.
There is no big migration to survive first. Send one fact find, work that client through, and add the next piece when you are ready. Onboarding is guided, with weekly sessions, and we produce the early advice documents with you.
A risk companion is only worth having if it pulls the rest of your stack into one place. Every connection here exists to remove a re‑key, and to make the preparation a client sees feel like one process rather than four.
LifeRisk Online through your own subscription, started from the client you have already built. Or bring your own research reports in, if you would rather.
Clients and their policy data come across from CDM, imported and kept in step rather than typed in twice.
Schedules, annual statements, meeting transcripts and file notes are read into the case instead of being copied into it.
Clients deal with your brand the whole way through, and the set up happens once in settings rather than on every case.
Your logo, your contact details and your licensee details, entered once and carried through everything a client sees.
A full set to start with, so nothing has to be written from scratch. Change the wording or add your own, and they are there on every send.
Insurer letters and authorities to enquire in your wording, produced already filled in rather than handed to you blank.
Take the first step today.
Book a walkthrough Or take the self-guided demo firstAre you a client? If your adviser sent you a secure link, please use that link to continue. This site is for advisers and practice staff.